What is Intelligent401k and How Does it Work?

September 15, 2020

While the concept of retirement should be easy, most people spend their lives wondering if they have prepared enough throughout their career to ever afford to stop working. Planning for retirement can be stressful, difficult, and overwhelming. Fortunately, there are ways to start managing your funds now to take charge of your financial future well before you hit retirement age.

How can I optimize my 401k plan to reach its full potential when I need it?

This is where Intelligent401k is here to help. It’s simple, we do the work for you. Intelligent401k was created to help you effortlessly optimize your retirement savings. Our system uses cutting-edge artificial intelligence that proactively responds to fluctuations in the market and works to adjust your investments in order to take advantage of the current trends.

Not only does the Intelligent401k technology maximize your savings but it helps you shed your costly, overpriced management fees. More importantly, you can rest easy knowing that our platform is secure and protected against potential cybersecurity issues. We use 256-bit TLS encryption and constantly monitor our technology environment to prevent, detect and close any threats that might cause risk. This would prevent unauthorized users from accessing your accounts.

For those just getting started with 401k or retirement accounts, here’s a quick rundown.

Quick rundown on retirement accounts

A 401k is one of the easiest and most effective ways to prepare for retirement on a tax-deferred basis. A 401K is an important job related benefit that is provided by your employer. Only an employer is allowed to sponsor a 401k for their eligible employees. This retirement savings plan allows employees to contribute a portion of their income into an investment account that is automatically deducted from their paychecks. Employers may also offer to make contributions to your 401k through a company match as a part of your employee benefits.

 

A traditional IRA and a Roth IRA are other popular retirement savings accounts to consider. The main difference between the two types of individual retirement accounts (IRA), as well as 401k plans, is the way they are taxed.

While most plans invest your funds in a combination of stocks and bonds, most people don’t have the time or experience to research market trends and recalibrate their investment as often as they should. Consequently, you’re missing out on opportunities to optimize your gains or minimize your losses depending on how the market is performing.

What artificial intelligence can teach us about 401k plans

In life, sometimes the most important ability is adaptability. Intelligent401k takes that mantra and relates it directly to retirement optimization and how to invest your 401k. Not only does Intelligent401k create an initial plan that seeks to optimize your savings but our algorithms work to keep up with current market trends. AI allows our systems to act in seamless and efficient ways which would take an average investor an immense amount of time to accomplish.

Artificial intelligence is the future and so is your 401k. AI has the potential to revolutionize not only our everyday lives but also our financial destiny. You rely on technology every day, why not use it to help improve your 401k’s performance? Get started and request access to Intelligent401k today!

A traditional IRA and a Roth IRA are other popular retirement savings accounts to consider. The main difference between the two types of individual retirement accounts (IRA), as well as 401k plans, is the way they are taxed.

While most plans invest your funds in a combination of stocks and bonds, most people don’t have the time or experience to research market trends and recalibrate their investment as often as they should. Consequently, you’re missing out on opportunities to optimize your gains or minimize your losses depending on how the market is performing.

Getting started with Intelligent401k is easy and secure

Intelligent401k uses a risk assessment to determine key factors including your individual tolerance and projected retirement age. After summarizing your risk and connecting to your retirement account, our technology can then generate a comprehensive personalized analysis detailing how to optimize your retirement savings.

Intelligent401k assesses how much you could be saving in account fees, details where you can reallocate your funds, and displays your projected values based on your personalized investment plan from our technology. After evaluating your personalized portfolio, you can choose a subscription plan that best fits your current needs. There are three tiers that range from $9 to $24 per month that are tailored to suit a broad range of individuals based on their preferences.

Once you are set up with a plan, just sit back and let us handle the rest. When we say it’s simple, we mean it. Intelligent401k wants you to be able to look forward to retirement with confidence and clarity rather than stress and anxiety. Request your access today!

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